CORINE HILD, Accredited Mortgage Professional
Tip to speed up financing approval :
Financing approval does not have to be a long, drawn out process. One of the ways to speed up the financing approval is for buyers / refinancers to have their Income Tax for a few years readily available - even more important if the borrower has OVERTIME income which changes year to year or is self employed or has commission income.
Many people do not have the information that banks are looking for at their fingertips, but here is a way to help those type of clients. Canada Revenue Agency has a service for individuals that allow them to check their account with CRA for all the years, including the current year - saving the trouble of trying to find documents from past years. Once a person registers their info, CRA mails them a security code to access their online info at any time. This will certainly speed up the approval process and CMC Automated Mortgage Corp. is set up to work online with your clients. Feel free to refer your prospects to this link, as part of your service to them in getting ready to write an offer :
=> CRA My Account
On a side note, prospective buyers that did not write an offer with you prior to March 18, 2011 will not be able to take advantage of the 35 year Amortization shown on their mortgage preapprovals - the maximum now being 30 years - which means higher mortgage payments for every financed purchase. I did try to bring this to everyone's attention in an email to all my business partners prior to March 18.
As YOUR Mortgage Broker, my only job is looking out for YOUR BEST INTEREST...
Shopping for a mortgage can be FRUSTRATING and TIME CONSUMING...
SO LET ME DO IT FOR YOU! As your independent Mortgage Broker I can shop over 30 different banks, credit unions and alternate mortgage lenders at the touch of a button, and chances are I can offer you FAR BETTER INTEREST RATES than you could obtain dealing on your own. With over 16 years in the real estate industry, as a legal secretary, and 5 years of direct mortgage lending experience, I have the experience and knowledge necessary to arrange the best mortgage for your particular situation and feel that I can simplyfy the purchasing and mortgaging process for.
I can also search out financing for those clients who might not qualify for institutional financing.
And best of all...My expert, unbiased service is FREE*. I am mobile and available evenings and weekends for your convenience!
Phone: 250-832-8006 Fax: 250 832-2057 or email me at - child@sunwave.net
*the financial institutions pay me a finder's fee for finding them good customers like you but in some rare instances a brokerage fee may apply.
Financing approval does not have to be a long, drawn out process. One of the ways to speed up the financing approval is for buyers / refinancers to have their Income Tax for a few years readily available - even more important if the borrower has OVERTIME income which changes year to year or is self employed or has commission income.
Many people do not have the information that banks are looking for at their fingertips, but here is a way to help those type of clients. Canada Revenue Agency has a service for individuals that allow them to check their account with CRA for all the years, including the current year - saving the trouble of trying to find documents from past years. Once a person registers their info, CRA mails them a security code to access their online info at any time. This will certainly speed up the approval process and CMC Automated Mortgage Corp. is set up to work online with your clients. Feel free to refer your prospects to this link, as part of your service to them in getting ready to write an offer :
=> CRA My Account
On a side note, prospective buyers that did not write an offer with you prior to March 18, 2011 will not be able to take advantage of the 35 year Amortization shown on their mortgage preapprovals - the maximum now being 30 years - which means higher mortgage payments for every financed purchase. I did try to bring this to everyone's attention in an email to all my business partners prior to March 18.
As YOUR Mortgage Broker, my only job is looking out for YOUR BEST INTEREST...
Shopping for a mortgage can be FRUSTRATING and TIME CONSUMING...
SO LET ME DO IT FOR YOU! As your independent Mortgage Broker I can shop over 30 different banks, credit unions and alternate mortgage lenders at the touch of a button, and chances are I can offer you FAR BETTER INTEREST RATES than you could obtain dealing on your own. With over 16 years in the real estate industry, as a legal secretary, and 5 years of direct mortgage lending experience, I have the experience and knowledge necessary to arrange the best mortgage for your particular situation and feel that I can simplyfy the purchasing and mortgaging process for.
I can also search out financing for those clients who might not qualify for institutional financing.
And best of all...My expert, unbiased service is FREE*. I am mobile and available evenings and weekends for your convenience!
Phone: 250-832-8006 Fax: 250 832-2057 or email me at - child@sunwave.net
*the financial institutions pay me a finder's fee for finding them good customers like you but in some rare instances a brokerage fee may apply.
