RATES CURRENTLY AVAILABLE   AS OF February 1, 2012

PRIME RATE:   3.00% 

5 Year closed Variable Rate Mortgage                                 2.90%  (prime - 10%)

1 Year Closed Mortgage                                                         2.75%
3 year quick close special rate                                              3.09%***
4 Year Closed Mortgage                                                         3.09%
5 Year Closed Mortgage                                                         3.19%
7 Year Closed Mortgage                                                         3.99%
10 Year Closed Mortgage                                                       3.99%

MOBILE HOME - CLIP Mortgages - 5 Year                            5.14%

***Conditions may apply - all rates subject to change without notice.